Member Benefits

This suite of benefits is brought exclusively to individual and studio members of the Texas Yoga Association! For more information about the benefits available to you when you join the TYA, please contact us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Group Medical Insurance Plans

Blue Cross and Blue Shield of Texas Major Medical

Blue Cross and Blue Shield of Texas makes it easy for you to get health insurance the way you want it. You'll get:

• Many plan and benefit options — so you can choose what best meets your needs
• Easy to understand information — not "Insurance speak"
• An easy way to apply for coverage
• Quality health insurance and competitive pricing
• The backing of an industry leader with more than 110 years in the business

Assurant Health Care

Whether you need full health insurance, basic coverage limited health plans or short term medical coverage only, Assurant Health Care has a plan for you.

Life Insurance

Why do Yoga Therapists need to assess life insurance? It is all about income, really. Life insurance can provide an excellent opportunity for you to meet many of your goals while still protecting the financial security of your loved ones. All life insurance policies have some things in common-you make payments, called premiums, to the insurance company. When you die, the insurance company pays a death benefit to your beneficiaries. Often, this death benefit is received income tax-free.

Permanent life insurance, however, can also provide a living benefit. When you pay your premium, part of it goes into a cash reserve and accumulates tax-deferred. You can generally access this cash reserve at any time, for any purpose. It can be used for things like education expenses, retirement income, and many other needs. It also remains in force during the insured's entire lifetime, provided premiums are paid as specified in the policy.

Disability Income Insurance

So you are working hard every day and you can't seem to get ahead of the bills. If you had an accident, how would you like to have more control over your money? If you don't have much in the way of assets for a financial cushion, you need enough to cover costs and supplement your income until you can go back to work.

Disability income insurance is needed by just about everyone who earns a living. Surprisingly, single people often need it more than married couples because they don't have a spouse's income to fall back on if they are injured or become too sick to work. On the other hand, most married people have a hard time imagining what it would be like to live on one salary when they barely get by on two.

Accident Insurance

There is no way to control the rising costs of health care. But there are ways to work around them. When you’re planning your benefits package, don’t settle for less.

Colonial Life’s guaranteed renewable accident insurance provides lump-sum money benefits for accidents. You now have access to stand-alone coverage to specifically cover accidents. Features include the benefits for you, worldwide coverage and portability. Optional riders, such as disability income, are available at an additional cost.

Cancer and Critical Illness Insurance

Colonial Life's individual Cancer Insurance pays lump-sum benefits that can help employees pay out-of-pocket expenses resulting from cancer treatment. Just as importantly, this product also pays an annual cancer-screening tests/wellness benefit to encourage employees to have regular screenings, improving their chance of survival if they do develop cancer. And you can select from several levels and plan options to help meet the needs of a diverse employee base.

Hospital Confinement Indemnity

You can't stop medical costs from rising. You can't prevent gaps in coverage from occurring. You can help manage those costs and cover those gaps by getting additional protection to help in the areas where you need it the most.

Dental Insurance

For many families, dental coverage has simply become too expensive. Dental Select changes all that, with affordable plans, complete coverage, and extensive provider networks. Review the plans, find out how affordable and convenient dental coverage can be, and consider joining the Dental Select family today.

When you don't have dental insurance, you have to be able to pay a $1,000+ bill when you have the work done (if not in full, then in prompt installments). If you can't do it or don't want to do it, and your options are to overpay for dental insurance, neglect your only set of teeth or put dental work on a credit card that you'll have trouble paying off, your best bet is to get the insurance.